American International Group (AINN.DE) Stock Analysis & Winston Score

American International Group (AIG) is a large insurance company based in the United States. It sells insurance products to businesses and individuals, including coverage for property damage, liability, and other commercial risks. AIG operates across many industries and is one of the largest commercial insurers in the world. AIG makes money by collecting premiums from policyholders and investing that money until claims need to be paid. The company operates in over 70 countries, with its largest business in North America, and generates roughly $34 billion in market value today. Its scale and long-standing relationships with large corporate clients give it a competitive edge, but the business is exposed to significant risk from natural disasters, inflation in claims costs, and rising competition from specialty insurers. AIG has also been simplifying its business in recent years by selling off units like its life and retirement division, so its future growth depends heavily on how well its core commercial property and casualty segment performs.