Asbury Automotive Group (ABG) Stock Analysis & Winston Score

Asbury Automotive Group is one of the largest car dealership chains in the United States. It sells new and used cars, trucks, and SUVs from brands like Toyota, Honda, BMW, Mercedes-Benz, and General Motors. Everyday consumers are its main customers, and it also serves businesses that need fleet vehicles. Asbury makes money several ways: selling vehicles, arranging financing and insurance for buyers, and running service and repair shops at its dealerships. It operates roughly 150 dealership locations across more than a dozen states, mostly in the South and Southeast. The company's scale gives it some purchasing leverage, but auto dealerships face thin margins and heavy competition from both rival chains and online car retailers like Carvana. The biggest risk Asbury faces is a slowdown in consumer spending — when interest rates are high and car loans become expensive, fewer people buy vehicles, which directly squeezes revenue and profits.