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Banco BBVA Argentina S.A.

BBAR
44
Banks - Regional · Financial Services
Exchange
New York Stock Exchange
Winston Score
44
Winston is serious
Mixed quality — meaningful strengths and weaknesses.
Data as of Aug 23, 2026 · filings through Mar 31, 2026
How the score breaks down
Growth
Good
Valuation
Strong
Dividends
Strong

Winston Score History

The full picture

Banco BBVA Argentina is one of the largest private banks in Argentina. It offers everyday banking services like checking accounts, savings accounts, loans, credit cards, and insurance to regular people and businesses across the country. It is a subsidiary of the global Spanish banking group BBVA, which gives it access to international expertise and technology.

The bank makes money by charging interest on loans, collecting fees on accounts and transactions, and selling financial products like insurance and investments. It operates almost entirely within Argentina, which means its performance is closely tied to the Argentine economy — a country with a long history of inflation, currency controls, and economic instability. Argentina's ongoing efforts to stabilize its economy and reduce inflation could boost demand for banking services, but persistent macroeconomic volatility remains the single biggest risk to the business.

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+69.1% YoY

YoY Growth Rate

Revenue accelerating

EPS Growth

+0.1% YoY

YoY Growth Rate

Slow EPS growth

Insider Activity

0.1%ownership

Flat

Insider ownership roughly steady over the past year

Cash Position

Cash flow positive

$23.4T cash & investments

Quarterly Free Cash Flow

↑ Burn rate improving

Company generates more cash than it spends — no dilution risk from fundraising

Revenue accelerating

Banco BBVA Argentina S.A. grew revenue 69% year-over-year and the growth rate is speeding up. That's the kind of momentum growth investors look for — the question is whether margins can follow.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

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Bank Quality

Not applicable for this business.

Growth

Sales growth
Sales YoY
+31.3%
Fast-growing sales (+31.3% YoY)
Profit growth
EPS YoY
-21.9%
Earnings shrinking (-21.9% YoY)

Earnings per share down more than 10%. Either a bad year, or a real decline.

How steady the profit is
EPS Consistency
5/8 quarters
Mixed — about half the quarters showed growth

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Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

Price vs profit
P/E Ratio (TTM)
20.6x
no trend
Growth-priced — P/E 20.6

P/E above the market average. People are paying up for expected growth.

Cheaper or dearer next year
P/E vs Forward
+16.0
GROWING
Earnings expected to grow meaningfully — cheaper on forward P/E (20.6 → 4.6)

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Dividends

Dividend
Dividend Yield
2.41%
no trend
Moderate income — 2.41% yield

Standard yield zone for stable dividend payers. A meaningful piece of total return.

Dividend record
Dividend Growth
+40.3%
no trend
Dividend growing fast (40.3% YoY)

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