This stock no longer trades (delisted June 29, 2026)

Delisted / no longer publicly traded (per market data provider) Everything below is based on the last available data — treat it as historical, not a live read.

Bank of Ireland Group

BIRG.L

Banks - Regional · Financial Services

Exchange

London Stock Exchange

Winston Score

Historical score — this stock no longer trades, so the score is frozen at the last available data.

Data as of Aug 23, 2026 · filings through Dec 31, 2025

How the score breaks down

Growth

Weak

Valuation

Strong

Dividends

Strong

Winston Score History

The full picture

Bank of Ireland is one of Ireland's oldest and largest banks, founded in 1783. It offers everyday banking services like checking accounts, savings accounts, mortgages, and loans to regular people, as well as financial services to businesses and large companies. It is one of the two dominant banks in Ireland, alongside AIB.

The bank makes money primarily through interest income — it charges more on loans than it pays on deposits, keeping the difference as profit. It operates mainly in Ireland and the United Kingdom, with some presence in other European markets, and its long history and branch network give it a strong position in the Irish market. Its main risk is exposure to the Irish and UK economies, meaning a housing slowdown or recession in either country could hurt loan repayments and reduce profitability.

Growth Profile

For growth stock investors

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

-11.9% YoY

YoY Growth Rate

Revenue declining

EPS Growth

-6.6% YoY

YoY Growth Rate

Earnings declining

Insider Activity

0.0%ownership

→ Flat

Insider ownership roughly steady over the past year

Cash Position

Cash flow positive

£104.5B cash & investments

Quarterly Free Cash Flow

↑ Burn rate improving

Company generates more cash than it spends — no dilution risk from fundraising

Revenue declining

Bank of Ireland Group's revenue is actually shrinking. In a growth stock, that removes the core investment thesis. The low Winston Score here may be warranted — unless there's a turnaround story.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.

Bank Quality

Not applicable for this business.

Growth

Sales growth

Sales YoY

-12.4%

Shrinking sales (-12.4% YoY)

Profit growth

EPS YoY

-19.0%

Earnings shrinking (-19.0% YoY)

Earnings per share down more than 10%. Either a bad year, or a real decline.

How steady the profit is

EPS Consistency

3/8 quarters

Earnings rarely grow — volatile business

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

Price vs profit

P/E Ratio (TTM)

15.4x

no trend

Fair value — P/E 15.4

P/E in the normal range. Price is roughly $15 for every $1 of yearly profit.

Cheaper or dearer next year

P/E vs Forward

+3.9

GROWING

Earnings expected to grow meaningfully — cheaper on forward P/E (15.4 → 11.4)

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Dividends

Dividend

Dividend Yield

3.96%

no trend

Moderate income — 3.96% yield

Standard yield zone for stable dividend payers. A meaningful piece of total return.

Dividend record

Dividend Growth

+23.5%

no trend

Dividend growing fast (23.5% YoY)

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

🔒 See full fundamentals and if they are improving or declining — click here for your free trial now.

Start free trial