Stock

Banque Cantonale de Genève S.A.

BCGE.SW
68
Banks - Regional · Financial Services
Also trades as: 0RMP.L GBP 0.33 (-0.30%)
Price
CHF 33.40
+0.00 (+0.00%)
Market Cap
CHF 2.39B
Exchange
SIX Swiss Exchange
Winston Score
68
Winston is curious
A decent business — some strong pillars, some weaker.
Data as of Oct 10, 2026 · filings through Jun 30, 2026

§How the score breaks down

Bank Quality
Not counted
n/a
Growth
Strong
14/20
Capital Strength
Not counted
n/a
Asset Quality
Not counted
n/a
Valuation
Good
6/10
Ownership
Good
10/15
Dividends
Strong
4/5

34 of 50 counted points = Winston Score 68. Pillars marked n/a do not apply to this company and are left out of the total.

§Winston Score History

The full picture

Banque Cantonale de Genève (BCGE) is a Swiss regional bank based in Geneva, Switzerland. It offers everyday banking services like savings accounts, loans, and mortgages, as well as wealth management and business banking. The Canton of Geneva is a major shareholder, which gives the bank a stable, government-backed foundation and a strong local identity.

BCGE makes money primarily through interest income on loans and fees from banking and asset management services. It operates mainly in the Geneva region, with some international private banking activity, and its government ownership provides a meaningful competitive advantage by reinforcing customer trust and financial stability. The bank's main growth opportunity lies in expanding its wealth management business, given Geneva's status as a global financial hub, though its heavy reliance on the local Swiss market and low ROIC suggest limited room for rapid expansion.

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+45.7% YoY

YoY Growth Rate

Revenue accelerating

EPS Growth

+25.8% YoY

YoY Growth Rate

EPS growth accelerating

R&D Spend

CHF 0/ year

0.0% of revenue

Below sector average (7%)

Research and development spending

Insider Activity

79.1%ownership

→ Flat

Insider ownership roughly steady over the past year

Cash Runway

5+ years

Quarterly Free Cash Flow

↓ Burn rate worsening

CHF 35.2B cash & investments at current burn rate

Revenue accelerating

Banque Cantonale de Genève S.A. grew revenue 46% year-over-year and the growth rate is speeding up. That's the kind of momentum growth investors look for — the question is whether margins can follow.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Share count broadly stable

+0.9% over 4y

The share count has stayed roughly flat over this period — little dilution or buyback activity.

Diluted shares outstanding: 70.9M (2021) → 71.6M (2025)

Score breakdown

Every number that matters to educated investors.

Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.

Bank Quality

Not applicable for this business.

Growth

Sales growth
Sales YoY
+28.3%
Fast-growing sales (+28.3% YoY)
Profit growth
EPS YoY
+24.0%
Earnings growing fast (+24.0% YoY)

Healthy double-digit earnings growth — what compounders look like.

How steady the profit is
EPS Consistency
5/8 quarters
Mixed — about half the quarters showed growth

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

Price vs profit
P/E Ratio (TTM)
9.7x
Attractive valuation — P/E 9.7

P/E under 10. The price tag is small relative to last year's profit.

Cheaper or dearer next year
P/E vs Forward
-0.9
SLOWING
Earnings expected to fall — forward P/E higher than today

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Dividends

Dividend
Dividend Yield
2.13%
Moderate income — 2.13% yield

Standard yield zone for stable dividend payers. A meaningful piece of total return.

Dividend record
Dividend Growth
+24.7%
Dividend growing fast (24.7% YoY)
Payout Ratio
19%
no trend
Pays out a modest share of profit and keeps the rest to reinvest. Room to keep paying through a weak year.

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free
🔒 See full fundamentals and if they are improving or declining — click here for your free trial now.
Start free trial