Barclays

BCY.DE

Banks - Diversified · Financial Services

Exchange

Frankfurt Stock Exchange

Winston Score

Winston is happy

A high-quality business with solid fundamentals.

Data as of Aug 23, 2026 · filings through Jun 30, 2026

How the score breaks down

Growth

Strong

Valuation

Strong

Dividends

Strong

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Winston Score History

The full picture

Barclays is a large British bank that offers a wide range of financial services to everyday people, businesses, and large corporations. Its main products include checking and savings accounts, credit cards, mortgages, loans, and investment banking services. Founded in 1690 and headquartered in London, Barclays is one of the oldest and largest banks in the world.

Barclays makes money by charging interest on loans, collecting fees on credit cards and transactions, and earning commissions from investment banking deals like mergers and stock offerings. It operates primarily in the UK and the United States, with some presence across Europe, Asia, and Africa, and reported roughly $30 billion in annual net interest and fee income in recent years. Its large retail customer base and established investment banking division provide some stability, but rising loan defaults during economic downturns remain a key risk to its profitability.

Growth Profile

For growth stock investors

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

-1.6% YoY

YoY Growth Rate

Revenue declining

EPS Growth

+60.0% YoY

YoY Growth Rate

Strong earnings growth

Insider Activity

5.7%ownership

↑ Rising

Insiders increasing their stake — aligned with shareholders

Cash Position

Cash flow positive

€1.1T cash & investments

Company generates more cash than it spends — no dilution risk from fundraising

Revenue declining

Barclays's revenue is actually shrinking. In a growth stock, that removes the core investment thesis. The low Winston Score here may be warranted — unless there's a turnaround story.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

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Bank Quality

Not applicable for this business.

Growth

Sales growth

Sales YoY

+6.1%

Slow sales growth (+6.1% YoY)

Profit growth

EPS YoY

+22.4%

Earnings growing fast (+22.4% YoY)

Healthy double-digit earnings growth — what compounders look like.

How steady the profit is

EPS Consistency

7/8 quarters

Every recent quarter grew earnings vs last year

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Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

Price vs profit

P/E Ratio (TTM)

11.8x

no trend

Attractive valuation — P/E 11.8

P/E in the normal range. Price is roughly $15 for every $1 of yearly profit.

Cheaper or dearer next year

P/E vs Forward

+5.3

GROWING

Earnings expected to grow meaningfully — cheaper on forward P/E (11.8 → 6.6)

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Dividends

Dividend

Dividend Yield

2.39%

no trend

Moderate income — 2.39% yield

Standard yield zone for stable dividend payers. A meaningful piece of total return.

Dividend record

Dividend Growth

+15.4%

no trend

Dividend growing fast (15.4% YoY)

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