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BorrowMoney.com

BWMY
Financial - Credit Services · Financial Services
Winston Score
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No score yet — Winston is napping.
We couldn’t gather enough financial data to score this stock reliably.

Winston Score History

The full picture

BorrowMoney.com, Inc. operates an online platform that connects people who need to borrow money with lenders who can offer them loans. The company acts as a lead-generation and referral marketplace, meaning it helps match everyday consumers with banks, credit unions, and other lending institutions. It operates in the financial technology space, sitting between borrowers and lenders rather than lending money itself.

The company earns revenue primarily by charging lenders a fee when a consumer is referred or matched through its platform, which is a common model in online financial marketplaces. It appears to operate mainly in the United States and is a very small company, as reflected by its near-zero reported market cap and margins. The high ROIC figure suggests the business requires little capital to operate, but the lack of meaningful revenue and margins points to an early-stage or thinly scaled business, and its main risk is competing against much larger, well-funded loan marketplace platforms like LendingTree and Bankrate.

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

YoY Growth Rate

Revenue data limited

EPS Growth

-50.0% YoY

YoY Growth Rate

Earnings declining

Insider Activity

89.6%ownership

Flat

Insider ownership roughly steady over the past year

Cash Runway

~0 months

$554 cash & investments

Short runway — potential dilution ahead through share issuance

Cash watch

BorrowMoney.com has less than a year of cash at its current burn rate. Growth investors should watch for potential share dilution from future fundraising — that directly reduces your ownership.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

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Quality

Profit per sale
Gross Margin
N/A
Data not available
Profit after running costs
Operating Margin
N/A
Data not available
Return on the money invested
ROCE
N/A
Data not available

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Growth

Sales growth
Sales YoY
N/A
Data not available
Profit growth
EPS YoY
N/A
Data not available
How steady the profit is
EPS Consistency
4/8 quarters
Earnings inconsistent quarter-to-quarter

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Cash Flow

Profit that turns into cash
Cash Conversion
N/A
Data not available
Spare cash per sale
FCF Margin
N/A
Data not available

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Stability

What it owes vs what it owns
Debt / Equity
N/A
Data not available
Covers its interest
Interest Cover
N/A
Data not available

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Valuation

Price vs profit
P/E Ratio (TTM)
N/M
no trend
Negative earnings — P/E not meaningful
Cheaper or dearer next year
P/E vs Forward
N/A
not available
Data not available

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Dividends

Not applicable for this business.
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