WinstonWınston
Back
Bridgewater Bancshares logo

Bridgewater Bancshares

BWBBP
60
Banks - Regional · Financial Services
Price
$19.78
+0.01 (+0.05%)
Market Cap
$572.7M
Exchange
NASDAQ Capital Market
Winston Score
60
Winston is curious
A decent business — some strong pillars, some weaker.
Data as of Aug 26, 2026 · filings through Jun 30, 2026
How the score breaks down
Growth
Good
Valuation
Good
Dividends
Good

Share count falling — buybacks

1.1% over 4y

The company has reduced its share count over this period, returning value to shareholders through buybacks.

Diluted shares outstanding: 29.0M (2021) → 28.7M (2025)

Winston Score History

The full picture

Bridgewater Bancshares, Inc. functions as the holding company for Bridgewater Bank, which provides a variety of banking solutions to commercial real estate investors, small business owners, and high net worth individuals throughout the United States. The bank's offerings include a diverse array of deposit products such as savings and money market accounts, demand deposits, time and brokered deposits, as well as both interest-bearing and non-interest-bearing transaction accounts, and certificates of deposit. Furthermore, Bridgewater Bank extends a wide spectrum of lending facilities. These comprise commercial loans for various business entities like sole proprietorships, partnerships, and corporations, intended to finance accounts receivable, inventory, capital assets, or other operational requirements. Additional loan types include Paycheck Protection Program (PPP) loans, financing for construction and land development, mortgages for 1-4 family residences, multi-family property loans, commercial real estate loans (for both owner and non-owner occupied properties), and consumer loans. Customers can also utilize the company's online, mobile, and direct banking platforms. Operations are conducted through seven full-service branches situated across Minnesota, specifically in Bloomington, Greenwood, Minneapolis, St. Louis Park, Orono, and St. Paul. The organization, founded in 2005, maintains its corporate headquarters in Saint Louis Park, Minnesota.

Score breakdown

Every number that matters to educated investors.

Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.

Bank Quality

Not applicable for this business.

Growth

Sales growth
Sales YoY
-5.2%
Shrinking sales (-5.2% YoY)
Profit growth
EPS YoY
+54.5%
Earnings growing fast (+54.5% YoY)

Earnings growing 25%+ a year. The compounder zone.

How steady the profit is
EPS Consistency
6/8 quarters
Earnings grew in most of the last 8 quarters

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

Price vs profit
P/E Ratio (TTM)
10.4x
Attractive valuation — P/E 10.4

P/E in the normal range. Price is roughly $15 for every $1 of yearly profit.

Cheaper or dearer next year
P/E vs Forward
-1.8
SLOWING
Earnings expected to fall — forward P/E higher than today

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Dividends

Dividend
Dividend Yield
7.43%
Healthy income — 7.43% yield

Yield above 6% — often a flag the market is pricing in a cut.

Dividend record
Dividend Growth
+0.0%
Dividend flat

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free
🔒 See full fundamentals and if they are improving or declining — click here for your free trial now.
Start free trial