Deutsche Bank AG

DBK.SW

Banks - Regional · Financial Services

Exchange

SIX Swiss Exchange

Winston Score

Winston is curious

Mixed quality — meaningful strengths and weaknesses.

Data as of Aug 23, 2026 · filings through Jun 30, 2026

How the score breaks down

Growth

Good

Valuation

Good

Dividends

Strong

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Winston Score History

The full picture

Deutsche Bank is one of Germany's largest banks. It offers everyday banking services like checking accounts and loans to regular people, and it also helps big companies raise money, manage risk, and move funds around the world. Its main business areas include investment banking, corporate banking, private banking for wealthy clients, and asset management through its DWS subsidiary.

The bank makes money by charging interest on loans, collecting fees for financial advice and transactions, and earning commissions on investment products. It operates in over 60 countries but earns most of its revenue in Europe, with Germany as its home base. Deutsche Bank spent years cutting costs and restructuring after a long stretch of losses and legal fines, and it has recently returned to consistent profitability. The key risk going forward is that falling interest rates in Europe could squeeze the profit it earns on loans, while its relatively low return on invested capital shows it still has room to improve efficiency.

Growth Profile

For growth stock investors

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

-46.6% YoY

YoY Growth Rate

Revenue declining

EPS Growth

-22.7% YoY

YoY Growth Rate

Earnings declining

Insider Activity

4.3%ownership

↓ Declining

Insider ownership declining — could be dilution or selling

Cash Position

Cash flow positive

€1.3T cash & investments

Company generates more cash than it spends — no dilution risk from fundraising

Revenue declining

Deutsche Bank AG's revenue is actually shrinking. In a growth stock, that removes the core investment thesis. The low Winston Score here may be warranted — unless there's a turnaround story.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

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Bank Quality

Not applicable for this business.

Growth

Sales growth

Sales YoY

+41.4%

Fast-growing sales (+41.4% YoY)

Profit growth

EPS YoY

-5.7%

Earnings shrinking (-5.7% YoY)

Slight earnings drop. Typical near a cyclical low.

How steady the profit is

EPS Consistency

5/8 quarters

Mixed — about half the quarters showed growth

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Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

Price vs profit

P/E Ratio (TTM)

8.5x

Attractive valuation — P/E 8.5

P/E under 10. The price tag is small relative to last year's profit.

Cheaper or dearer next year

P/E vs Forward

-0.3

SLOWING

Earnings expected to fall — forward P/E higher than today

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Dividends

Dividend

Dividend Yield

3.27%

Moderate income — 3.27% yield

Standard yield zone for stable dividend payers. A meaningful piece of total return.

Dividend record

Dividend Growth

+240.9%

Dividend growing fast (240.9% YoY)

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