FNDS3000

FDTC

Financial - Credit Services · Financial Services

Price

$0.00

+0.00 (+0.00%)

Market Cap

$8,607

Winston Score

Winston is serious

Below-average fundamentals — multiple weak pillars.

Data as of Aug 23, 2026 · filings through May 31, 2011

How the score breaks down

Quality

Weak

Growth

Strong

Cash Flow

Weak

Stability

Data not available

Valuation

Data not available

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Share count rising — dilution

+733.5% over 4y

The company has issued more shares over this period, which dilutes each existing shareholder’s stake.

Diluted shares outstanding: 5.7M (2006) → 47.3M (2010)

Winston Score History

The full picture

FNDS3000 Corp. (ticker: FDTC) is a small financial technology company that provides payment processing and credit-related services. It focuses on helping businesses and consumers access digital payment tools and financial products. The company operates in the credit services segment of the broader fintech industry.

FNDS3000 generates revenue by charging fees for its payment and credit services, though it is currently spending far more than it earns. Its operating margin of roughly negative 826% signals the company is in an early or turnaround stage, burning through cash significantly faster than it brings in revenue. The primary risk facing the business is its ability to reach profitability before exhausting its financial resources, as its very small market capitalization and deeply negative returns on capital suggest it has a long road ahead to prove its business model is sustainable.

Growth Profile

For growth stock investors

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+530.5% YoY

YoY Growth Rate

Revenue accelerating

EPS Growth

+67.1% YoY

YoY Growth Rate

EPS growth accelerating

R&D Spend

$0/ year

0.0% of revenue

Below sector average (7%)

Research and development spending

Insider Activity

49.1%ownership

→ Flat

Insider ownership roughly steady over the past year

Cash Runway

~3 months

$641,211 cash & investments

Quarterly Free Cash Flow

→ Burn rate stable

Short runway — potential dilution ahead through share issuance

Revenue accelerating

FNDS3000 grew revenue 531% year-over-year and the growth rate is speeding up. That's the kind of momentum growth investors look for — the question is whether margins can follow.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.

Quality

Profit per sale

Gross Margin

36.8%

Modest — 36.8% gross margin

Profit after running costs

Operating Margin

-81.4%

Losing money on operations — -81.4%

Return on the money invested

ROCE

-209.0%

Weak — -209.0% return on capital

Negative ROIC means the business is losing money on every dollar invested in it.

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Growth

Sales growth

Sales YoY

+476.2%

Fast-growing sales (+476.2% YoY)

Profit growth

EPS YoY

N/A

—

Data not available

How steady the profit is

EPS Consistency

8/8 quarters

Every recent quarter grew earnings vs last year

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Cash Flow

Profit that turns into cash

Cash Conversion

N/A

—

Data not available

Spare cash per sale

FCF Margin

-159.3%

Burning cash (-159.3%)

Free cash flow is negative. They are burning cash, not generating it.

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Stability

What it owes vs what it owns

Debt / Equity

N/A

Data not available

Covers its interest

Interest Cover

N/A

Data not available

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Valuation

Price vs profit

P/E Ratio (TTM)

N/M

no trend

Negative earnings — P/E not meaningful

Cheaper or dearer next year

P/E vs Forward

N/A

not available

Data not available

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Dividends

Not applicable for this business.

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