WinstonWınston
Back
Fulton Financial Corporation logo

Fulton Financial Corporation

FULTP
34
Banks - Regional · Financial Services
Price
$17.71
-0.11 (-0.62%)
Market Cap
$4.72B
Exchange
NASDAQ Global Select
Winston Score
34
Winston is serious
Below-average fundamentals — multiple weak pillars.
Data as of Aug 26, 2026 · filings through Jun 30, 2026
How the score breaks down
Growth
Mixed
Valuation
Good
Dividends
Good

Share count rising — dilution

+12.2% over 4y

The company has issued more shares over this period, which dilutes each existing shareholder’s stake.

Diluted shares outstanding: 163.3M (2021) → 183.3M (2025)

Winston Score History

The full picture

Fulton Financial Corporation operates as a financial holding company, delivering a comprehensive array of banking solutions to both individual consumers and commercial enterprises. Its extensive deposit product line includes various checking and savings accounts, certificates of deposit, and individual retirement accounts. On the lending side, the company furnishes consumers with secured loans such as home equity lines and loans, vehicle financing, personal lines of credit, and checking account overdraft protection. Additionally, it provides construction and large-scale residential mortgage loans. For commercial clients, Fulton offers diverse lending options, encompassing commercial real estate, commercial and industrial (C&I) financing, construction loans, and equipment lease financing. Beyond core banking, the corporation supplies letters of credit, advanced cash management services, and a full spectrum of wealth management offerings. These wealth services cover investment management, trust administration, brokerage, insurance, and investment advisory. Furthermore, Fulton Financial holds passive investments and trust preferred securities, and it markets a range of life insurance products. Access to these products and services is available through its traditional branch network, automated teller machines (ATMs), and modern digital platforms including telephone, mobile, and online banking. Established in 1882 and headquartered in Lancaster, Pennsylvania, Fulton Financial Corporation maintains branches across Pennsylvania, Maryland, Delaware, New Jersey, and Virginia.

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+7.5% YoY

YoY Growth Rate

Slow revenue growth

EPS Growth

-1.9% YoY

YoY Growth Rate

Earnings declining

R&D Spend

$0/ year

0.0% of revenue

Below sector average (7%)

Research and development spending

Cash Position

Cash flow positive

$32.1B cash & investments

Quarterly Free Cash Flow

↑ Burn rate improving

Company generates more cash than it spends — no dilution risk from fundraising

Growth context

Fulton Financial Corporation is growing revenue at 8% year-over-year. The Winston Score measures business quality today — these growth metrics show what could matter tomorrow.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.

Bank Quality

Not applicable for this business.

Growth

Sales growth
Sales YoY
-0.1%
Shrinking sales (-0.1% YoY)
Profit growth
EPS YoY
+21.5%
Earnings growing fast (+21.5% YoY)

Healthy double-digit earnings growth — what compounders look like.

How steady the profit is
EPS Consistency
4/8 quarters
Earnings inconsistent quarter-to-quarter

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

Price vs profit
P/E Ratio (TTM)
8.5x
Attractive valuation — P/E 8.5

P/E under 10. The price tag is small relative to last year's profit.

Cheaper or dearer next year
P/E vs Forward
-3.0
SLOWING
Earnings expected to fall — forward P/E higher than today

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Dividends

Dividend
Dividend Yield
7.23%
Healthy income — 7.23% yield

Yield above 6% — often a flag the market is pricing in a cut.

Dividend record
Dividend Growth
+0.0%
Dividend flat

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free
🔒 See full fundamentals and if they are improving or declining — click here for your free trial now.
Start free trial