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Grupo Supervielle S.A.

SUPV
32
Banks - Regional · Financial Services
Price
$8.80
+0.06 (+0.69%)
Market Cap
$770.4M
Exchange
New York Stock Exchange
Winston Score
32
Winston is serious
Below-average fundamentals — multiple weak pillars.
Data as of Sep 1, 2026 · filings through Jun 30, 2026
How the score breaks down
Growth
Weak
Valuation
Data not available
Dividends
Good

Share count falling — buybacks

4.2% over 4y

The company has reduced its share count over this period, returning value to shareholders through buybacks.

Diluted shares outstanding: 91.3M (2021) → 87.5M (2025)

Winston Score History

The full picture

Grupo Supervielle is a financial services company based in Argentina. It offers banking, insurance, and consumer lending through its main subsidiary, Banco Supervielle. The company serves individuals, small businesses, and senior citizens who receive government pension payments, making it one of the key regional banks in Argentina.

Supervielle earns money primarily from interest on loans, fees for banking services, and insurance products. It operates branches and digital channels across Argentina, with a strong presence in Buenos Aires and the Mendoza region. The company's established relationship with pension recipients gives it a steady customer base. However, Argentina's high inflation, currency volatility, and unpredictable regulatory environment remain significant risks that can heavily impact profitability and the value of its earnings when measured in foreign currencies.

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+23.9% YoY

YoY Growth Rate

Steady revenue growth

EPS Growth

-5.6% YoY

YoY Growth Rate

Earnings declining

R&D Spend

0 ARS/ year

0.0% of revenue

Below sector average (7%)

Research and development spending

Insider Activity

37.4%ownership

Insiders own a meaningful stake in the company

Cash Position

Cash flow positive

8.2T ARS cash & investments

Quarterly Free Cash Flow

↓ Burn rate worsening

Company generates more cash than it spends — no dilution risk from fundraising

Growth + cash flow

Grupo Supervielle S.A. is a rare growth stock that's already generating positive cash flow while growing at 24%. The Winston Score doesn't fully credit this transition from "burner" to "earner."

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

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Bank Quality

Not applicable for this business.

Growth

Sales growth
Sales YoY
+5.9%
Slow sales growth (+5.9% YoY)
Profit growth
EPS YoY
-213.7%
Earnings shrinking (-213.7% YoY)

Earnings per share down more than 10%. Either a bad year, or a real decline.

How steady the profit is
EPS Consistency
1/8 quarters
Earnings rarely grow — volatile business

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Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

Price vs profit
P/E Ratio (TTM)
N/M
Negative earnings — P/E not meaningful
Cheaper or dearer next year
P/E vs Forward
N/A
not available
Data not available

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Dividends

Dividend
Dividend Yield
0.17%
Small dividend — 0.17% yield

Modest yield. The bulk of any return needs to come from price appreciation.

Dividend record
Dividend Growth
+80.6%
Dividend growing fast (80.6% YoY)

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