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Huntington Bancshares Incorporated

HBANP
44
Banks - Regional · Financial Services
Price
$16.50
-0.04 (-0.27%)
Market Cap
$35.17B
Exchange
NASDAQ Global Select
Winston Score
44
Winston is serious
Mixed quality — meaningful strengths and weaknesses.
Data as of Aug 26, 2026 · filings through Jun 30, 2026
How the score breaks down
Growth
Good
Valuation
Strong
Dividends
Good

Share count rising — dilution

+17.0% over 4y

The company has issued more shares over this period, which dilutes each existing shareholder’s stake.

Diluted shares outstanding: 1.29B (2021) → 1.50B (2025)

Winston Score History

The full picture

Huntington Bancshares Incorporated serves as the holding company for The Huntington National Bank, providing a comprehensive range of commercial, consumer, and mortgage banking solutions throughout the United States. Its operations are organized into four distinct business segments. The Consumer and Business Banking division extends a variety of financial products to individuals and small enterprises, including various deposit accounts (checking, savings, money market, CDs), credit cards, and both consumer and small business loans. This segment also encompasses investment offerings, mortgage services, insurance, interest rate risk protection, foreign exchange, automated teller machine access, treasury management, and digital banking platforms. The Commercial Banking segment delivers specialized commercial banking services for middle-market companies, government and public sector entities, and commercial real estate developers or REITs. It also offers niche banking expertise for industries such as healthcare, technology and telecommunications, franchise finance, sponsor finance, and global services. Furthermore, this segment provides asset financing, capital raising strategies, sales and trading, corporate risk management products, and institutional banking services. The Vehicle Finance segment facilitates consumer financing for the acquisition of automobiles, light-duty trucks, recreational vehicles, and marine craft through affiliated and select dealerships. It additionally supplies inventory financing to franchised dealerships for their new and used stock. Finally, the Regional Banking and The Huntington Private Client Group (RBHPCG) segment furnishes private banking, comprehensive wealth and investment management, and retirement plan services to its clients. Established in 1866, Huntington Bancshares Incorporated is headquartered in Columbus, Ohio. By March 18, 2022, the institution maintained approximately 1,000 physical branches spanning 11 states.

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+37.7% YoY

YoY Growth Rate

Revenue accelerating

EPS Growth

+8.6% YoY

YoY Growth Rate

Slow EPS growth

R&D Spend

$0/ year

0.0% of revenue

Below sector average (7%)

Research and development spending

Cash Position

Cash flow positive

$38.5B cash & investments

Quarterly Free Cash Flow

↓ Burn rate worsening

Company generates more cash than it spends — no dilution risk from fundraising

Revenue accelerating

Huntington Bancshares Incorporated grew revenue 38% year-over-year and the growth rate is speeding up. That's the kind of momentum growth investors look for — the question is whether margins can follow.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

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Bank Quality

Not applicable for this business.

Growth

Sales growth
Sales YoY
+18.5%
Fast-growing sales (+18.5% YoY)
Profit growth
EPS YoY
+0.0%
Flat earnings

Single-digit earnings growth — steady but not exciting.

How steady the profit is
EPS Consistency
5/8 quarters
Mixed — about half the quarters showed growth

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Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

Price vs profit
P/E Ratio (TTM)
12.1x
Attractive valuation — P/E 12.1

P/E in the normal range. Price is roughly $15 for every $1 of yearly profit.

Cheaper or dearer next year
P/E vs Forward
+3.8
GROWING
Earnings expected to grow meaningfully — cheaper on forward P/E (12.1 → 8.3)

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Dividends

Dividend
Dividend Yield
6.82%
Healthy income — 6.82% yield

Yield above 6% — often a flag the market is pricing in a cut.

Dividend record
Dividend Growth
+0.0%
Dividend flat

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