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I.D.I. Insurance Company

IDIN.TA
75
Insurance - Diversified · Financial Services
Price
25580.00 ILA
+170.00 (+0.67%)
Market Cap
3.78B ILA
Exchange
Tel Aviv Stock Exchange
Winston Score
75
Winston is happy
A high-quality business with solid fundamentals.
Data as of Sep 22, 2026 · filings through Jun 30, 2026

§How the score breaks down

Quality
Good
Growth
Strong
Cash Flow
Exceptional
Stability
Exceptional
Valuation
Good
Dividends
Exceptional
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§Winston Score History

The full picture

I.D.I. Insurance Company Ltd. provides insurance products and services to individuals and corporate customers in Israel. It operates through General Insurance, Health Insurance, and Life Insurance and Long-Term Savings segments. The company offers death, disability, accidental, and other insurance, as well as savings. It also provides insurance for medical expenses, personal accidents, serious illnesses, and travel. In addition, it offers vehicle liability and property insurance, as well as home and mortgage insurance. The company was incorporated in 2006 and is headquartered in Petah Tikva, Israel.

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+13.4% YoY

YoY Growth Rate

Steady revenue growth

EPS Growth

+3.9% YoY

YoY Growth Rate

Slow EPS growth

R&D Spend

0 ILS/ year

0.0% of revenue

Below sector average (7%)

Research and development spending

Cash Position

Cash flow positive

5.3B ILS cash & investments

Quarterly Free Cash Flow

→ Burn rate stable

Company generates more cash than it spends — no dilution risk from fundraising

Growth + cash flow

I.D.I. Insurance Company is a rare growth stock that's already generating positive cash flow while growing at 13%. The Winston Score doesn't fully credit this transition from "burner" to "earner."

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Share count broadly stable

+0.6% over 4y

The share count has stayed roughly flat over this period — little dilution or buyback activity.

Diluted shares outstanding: 14.7M (2021) → 14.8M (2025)

Score breakdown

Every number that matters to educated investors.

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Quality

Profit per sale
Gross Margin
25.9%
Modest — 25.9% gross margin
Profit after running costs
Operating Margin
16.2%
Healthy — 16.2% operating margin
Return on the money invested
ROCE
27.3%
Exceptional — 27.3% return on capital

ROIC above 25%. Every dollar invested in the business earns more than 25 cents back per year.

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Growth

Sales growth
Sales YoY
+11.8%
Steady sales growth (+11.8% YoY)
Profit growth
EPS YoY
+14.9%
Earnings growing (+14.9% YoY)

Healthy double-digit earnings growth — what compounders look like.

How steady the profit is
EPS Consistency
8/8 quarters
Every recent quarter grew earnings vs last year

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Cash Flow

Profit that turns into cash
Cash Conversion
231%
Turns 231% of profit into real cash
Spare cash per sale
FCF Margin
21.3%
Converts sales into free cash efficiently (21.3%)

Free cash flow margin above 20%. Out of every $100 in sales, more than $20 is real cash they keep.

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Stability

What it owes vs what it owns
Debt / Equity
0.59
Conservative — low debt load (0.59)
Covers its interest
Interest Cover
15.65x
Comfortably covers interest (15.7x)

Interest coverage above 8. Profits cover interest many times over.

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Valuation

Price vs profit
P/E Ratio (TTM)
10.2x
Attractive valuation — P/E 10.2

P/E in the normal range. Price is roughly $15 for every $1 of yearly profit.

Cheaper or dearer next year
P/E vs Forward
N/A
not available
Data not available

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Dividends

Dividend
Dividend Yield
8.46%
Healthy income — 8.46% yield

Yield above 6% — often a flag the market is pricing in a cut.

Dividend record
Dividend Growth
+25.2%
Dividend growing fast (25.2% YoY)

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