Income Opportunity Realty Investors

IOR

Financial - Mortgages · Financial Services

Exchange

New York Stock Exchange American

Winston Score

Winston is worried

Weak fundamentals across most pillars.

Data as of Aug 23, 2026 · filings through Jun 30, 2026

How the score breaks down

Quality

Weak

Growth

Weak

Cash Flow

Weak

Stability

Good

Valuation

Mixed

Dividends

Mixed

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Winston Score History

The full picture

Income Opportunity Realty Investors, Inc. is a small real estate investment trust (REIT) based in the United States. It focuses on investing in real estate mortgages and properties, primarily earning returns from mortgage loans and real estate holdings. The company is externally managed and operates in the niche corner of the financial services sector that deals with real estate-backed income.

The company makes money mainly through interest income on mortgage loans and income from owned properties. It is a very small firm, with a market cap around $100 million, and its operations are concentrated in the U.S. Because it is externally managed, it relies on its advisor for day-to-day decisions, which can create conflicts of interest. The main risk the company faces is its very low return on invested capital, which suggests the portfolio is not generating strong returns relative to its size, leaving limited room for meaningful growth.

Growth Profile

For growth stock investors

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

-100.0% YoY

YoY Growth Rate

Revenue declining

EPS Growth

-29.2% YoY

YoY Growth Rate

Earnings declining

Insider Activity

91.8%ownership

→ Flat

Insider ownership roughly steady over the past year

Cash Position

Cash flow positive

$29,000 cash & investments

Company generates more cash than it spends — no dilution risk from fundraising

Revenue declining

Income Opportunity Realty Investors's revenue is actually shrinking. In a growth stock, that removes the core investment thesis. The low Winston Score here may be warranted — unless there's a turnaround story.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.

Quality

Profit per sale

Gross Margin

N/A

Data not available

Profit after running costs

Operating Margin

N/A

Data not available

Return on the money invested

ROCE

0.7%

Weak — 0.7% return on capital

ROIC between 0% and 5%. They earn a few cents back per dollar invested in the business.

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Growth

Sales growth

Sales YoY

-29.5%

Shrinking sales (-29.5% YoY)

Profit growth

EPS YoY

-12.5%

Earnings shrinking (-12.5% YoY)

Earnings per share down more than 10%. Either a bad year, or a real decline.

How steady the profit is

EPS Consistency

1/8 quarters

Earnings rarely grow — volatile business

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Cash Flow

Profit that turns into cash

Cash Conversion

-7%

Weak — only -7% of profit becomes cash

Spare cash per sale

FCF Margin

-6.5%

Burning cash (-6.5%)

Free cash flow is negative. They are burning cash, not generating it.

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Stability

What it owes vs what it owns

Debt / Equity

N/A

Data not available

Covers its interest

Interest Cover

100.00x

—

Comfortably covers interest (100.0x)

Interest coverage above 8. Profits cover interest many times over.

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Valuation

Price vs profit

P/E Ratio (TTM)

22.0x

no trend

Growth-priced — P/E 22.0

P/E above the market average. People are paying up for expected growth.

Cheaper or dearer next year

P/E vs Forward

N/A

not available

Data not available

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Dividends

Dividend

Dividend Yield

3.00%

no trend

Moderate income — 3.00% yield

Standard yield zone for stable dividend payers. A meaningful piece of total return.

Dividend record

Dividend Growth

+0.0%

no trend

Dividend flat

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