Stock

Malayan Banking Berhad

1155.KL
37
Banks - Regional · Financial Services
Price
9.95 MYR
+0.14 (+1.43%)
Market Cap
120.35B MYR
Exchange
Malaysian Stock Exchange
Winston Score
37
Winston is serious
Below-average fundamentals — multiple weak pillars.
Data as of Oct 12, 2026 · filings through Jun 30, 2026

§How the score breaks down

Bank Quality
Not counted
n/a
Growth
Mixed
6/20
Capital Strength
Not counted
n/a
Asset Quality
Not counted
n/a
Valuation
Good
5/10
Ownership
Not counted
n/a
Dividends
Not counted
n/a

11 of 30 counted points = Winston Score 37. Pillars marked n/a do not apply to this company and are left out of the total.

Share count rising — dilution

+3.9% over 4y

The company has issued more shares over this period, which dilutes each existing shareholder’s stake.

Diluted shares outstanding: 11.62B (2021) → 12.08B (2025)

§Winston Score History

The full picture

Malayan Banking Berhad, known as Maybank, is the largest bank in Malaysia and one of the biggest in Southeast Asia. It offers everyday banking services like savings accounts, loans, credit cards, and insurance to millions of individuals and businesses. The bank also provides investment banking, asset management, and Islamic banking services.

Maybank earns money primarily from the interest it charges on loans minus what it pays depositors, along with fees from financial services. It operates across roughly 20 countries, with its strongest presence in Malaysia, Singapore, and Indonesia. Its massive branch network and dominant market share in Malaysia give it a strong competitive position that is hard for smaller banks to match. Key growth opportunities include expanding digital banking and deepening its reach across Southeast Asia's fast-growing economies, though the bank faces risks from economic slowdowns and rising credit losses in the region.

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+6.7% YoY

YoY Growth Rate

Slow revenue growth

EPS Growth

+0.0% YoY

YoY Growth Rate

Slow EPS growth

R&D Spend

0 MYR/ year

0.0% of revenue

Below sector average (7%)

Research and development spending

Cash Position

Cash flow positive

1.0T MYR cash & investments

Quarterly Free Cash Flow

→ Burn rate stable

Company generates more cash than it spends — no dilution risk from fundraising

Growth context

Malayan Banking Berhad is growing revenue at 7% year-over-year. The Winston Score measures business quality today — these growth metrics show what could matter tomorrow.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

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Bank Quality

Not applicable for this business.

Growth

Sales growth
Sales YoY
-4.9%
Shrinking sales (-4.9% YoY)
Profit growth
EPS YoY
+2.4%
Flat earnings

Single-digit earnings growth — steady but not exciting.

How steady the profit is
EPS Consistency
5/8 quarters
Mixed — about half the quarters showed growth

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Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

Price vs profit
P/E Ratio (TTM)
11.4x
Attractive valuation — P/E 11.4

P/E in the normal range. Price is roughly $15 for every $1 of yearly profit.

Cheaper or dearer next year
P/E vs Forward
N/A
not available
Data not available

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Dividends

Not applicable for this business.
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