Stock

Mitsubishi UFJ Financial Group

MUFG
68
Banks - Diversified · Financial Services
Price
$21.88
+0.02 (+0.09%)
Market Cap
$246.28B
Exchange
New York Stock Exchange
Winston Score
68
Winston is curious
A decent business — some strong pillars, some weaker.
Data as of Oct 18, 2026 · filings through Jun 30, 2026

§How the score breaks down

Bank Quality
Not counted
n/a
Growth
Exceptional
19/20
Capital Strength
Not counted
n/a
Asset Quality
Not counted
n/a
Valuation
Strong
7/10
Ownership
Mixed
4/15
Dividends
Strong
4/5

34 of 50 counted points = Winston Score 68. Pillars marked n/a do not apply to this company and are left out of the total.

Share count falling — buybacks

−10.9% over 4y

The company has reduced its share count over this period, returning value to shareholders through buybacks.

Diluted shares outstanding: 12.79B (2022) → 11.39B (2026)

§Winston Score History

The full picture

Mitsubishi UFJ Financial Group (MUFG) is one of the largest banks in the world by total assets. It offers a wide range of financial services, including everyday banking, loans, credit cards, investment banking, and asset management. Its customers include regular consumers, small businesses, large corporations, and governments across Japan and many other countries.

MUFG makes money by collecting interest on loans, charging fees for financial services, and earning revenue from trading and investment activities. It operates primarily in Japan but has a significant international presence across Asia, the Americas, and Europe, with total assets exceeding $3 trillion. Its sheer size and deep relationships with major Japanese corporations give it a strong competitive position, though its growth is closely tied to Japan's economy, which faces long-term challenges from an aging population and historically low interest rates. Rising interest rates in Japan could meaningfully boost its profitability going forward.

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+29.2% YoY

YoY Growth Rate

Revenue accelerating

EPS Growth

+52.8% YoY

YoY Growth Rate

Strong earnings growth

R&D Spend

¥0/ year

0.0% of revenue

Below sector average (7%)

Research and development spending

Insider Activity

1.1%ownership

→ Flat

Insider ownership roughly steady over the past year

Cash Position

Cash flow positive

¥379.6T cash & investments

Company generates more cash than it spends — no dilution risk from fundraising

Revenue accelerating

Mitsubishi UFJ Financial Group grew revenue 29% year-over-year and the growth rate is speeding up. That's the kind of momentum growth investors look for — the question is whether margins can follow.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

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Bank Quality

Not applicable for this business.

Growth

Sales growth
Sales YoY
+16.2%
Fast-growing sales (+16.2% YoY)
Profit growth
EPS YoY
+50.4%
Earnings growing fast (+50.4% YoY)

Earnings growing 25%+ a year. The compounder zone.

How steady the profit is
EPS Consistency
8/8 quarters
Every recent quarter grew earnings vs last year

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Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

Price vs profit
P/E Ratio (TTM)
14.6x
Attractive valuation — P/E 14.6

P/E in the normal range. Price is roughly $15 for every $1 of yearly profit.

Cheaper or dearer next year
P/E vs Forward
+2.8
GROWING
Earnings expected to grow — slightly cheaper on forward P/E

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Dividends

Dividend
Dividend Yield
3.34%
Moderate income — 3.34% yield

Standard yield zone for stable dividend payers. A meaningful piece of total return.

Dividend record
Dividend Growth
+110.4%
Dividend growing fast (110.4% YoY)

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