Pegasystems (PEGA) stock: Winston Score and insider trades

§Winston Score History

Pegasystems makes software that helps large companies automate their business processes and manage customer service. Its main products include tools for customer relationship management (CRM), intelligent automation, and AI-powered decision-making. Big banks, insurance companies, healthcare organizations, and government agencies are its core customers.

Pegasystems earns most of its revenue through software subscriptions and licenses, with a growing shift toward recurring annual contract revenue. The company operates globally, with significant business in North America and Europe, and generates around $1.4 billion in annual revenue. Its competitive moat comes from deep integration into complex enterprise workflows, which makes it costly and disruptive for customers to switch to a rival platform. The main growth driver is demand for AI-powered automation tools, but the company faces stiff competition from larger players like Salesforce and ServiceNow, which have greater resources and broader market reach.

Politician Trades

1 trades / 12mo

0 Congressional buys and 1 sell on PEGA in the last 12 months.

Unlock the full Smart Money Map — every trade plotted on the price chart with politicians, amounts and returns since each trade. Founder's Deal is $57/mo locked for life.

Unlock politician trades

Growth Profile

For growth stock investors

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+3.1% YoY

YoY Growth Rate

Slow revenue growth

Reported EPS Growth

-64.0% YoY

Quarterly reporting periods ended:

30 Sept 2025: $0.25

30 Sept 2026: $0.09

Reported/statutory EPS, not adjusted or underlying earnings. One-off items can affect this figure. Provider rounding can affect the growth rate.

YoY Growth Rate

Reported EPS decreased year over year

R&D Spend

$313M/ year

→ Flat (+5% vs prior year)

17.9% of revenue

In line with sector average (15%)

Steady R&D investment year-over-year

Insider Activity

45.9%ownership

→ Flat

Insider ownership roughly steady over the past year

Cash Position

Cash flow positive

$331M cash & investments

Quarterly Free Cash Flow

↓ Burn rate worsening

Company generates more cash than it spends — no dilution risk from fundraising

Growth context

Pegasystems is growing revenue at 3% year-over-year. The Winston Score measures business quality today — these growth metrics show what could matter tomorrow.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.

Quality

Profit per sale

Gross Margin

73.6%

Premium pricing power — 73.6% gross margin

Profit after running costs

Operating Margin

3.8%

Thin — 3.8% operating margin

Return on the money invested

ROCE

28.0%

Exceptional — 28.0% return on capital

ROIC above 25%. Every dollar invested in the business earns more than 25 cents back per year.

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Growth

Sales growth

Sales YoY

+0.9%

Nearly flat sales (+0.9% YoY)

Profit growth

EPS YoY

+7.4%

Modest earnings growth (+7.4% YoY)

Single-digit earnings growth — steady but not exciting.

How steady the profit is

EPS Consistency

4/8 quarters

Earnings inconsistent quarter-to-quarter

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Cash Flow

Profit that turns into cash

Cash Conversion

157%

Turns 157% of profit into real cash

Spare cash per sale

FCF Margin

25.2%

Converts sales into free cash efficiently (25.2%)

Free cash flow margin above 20%. Out of every $100 in sales, more than $20 is real cash they keep.

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Stability

What it owes vs what it owns

Debt / Equity

0.13

Conservative — low debt load (0.13)

Covers its interest

Interest Cover

1966.01x

Comfortably covers interest (1966.0x)

Interest coverage above 8. Profits cover interest many times over.

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Valuation

Price vs profit

P/E Ratio (TTM)

20.9x

Growth-priced — P/E 20.9

P/E above the market average. People are paying up for expected growth.

Cheaper or dearer next year

P/E vs Forward

+6.6

GROWING

Earnings expected to grow meaningfully — cheaper on forward P/E (20.9 → 14.3)

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Dividends

Dividend

Dividend Yield

0.35%

Small dividend — 0.35% yield

Modest yield. The bulk of any return needs to come from price appreciation.

Dividend record

Dividend Growth

+43.7%

Dividend growing fast (43.7% YoY)

Payout Ratio

7%

no trend

Pays out a modest share of profit and keeps the rest to reinvest. Room to keep paying through a weak year.

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

🔒 See full fundamentals and if they are improving or declining — click here for your free trial now.

Start free trial

Pegasystems

§How the score breaks down

Share count rising — dilution

§Winston Score History

Politician Trades

Growth Profile

Every number that matters to educated investors.

Quality

Growth

Cash Flow

Stability

Valuation

Dividends