Prudential Financial (PRU) stock: Winston Score, insiders and Congress trades
Prudential Financial is one of the largest life insurance and financial services companies in the United States. It sells life insurance, annuities, and retirement savings products to individuals and workplace groups. It also manages investments for large institutions through its PGIM asset management division, which oversees over $1 trillion in assets. Prudential makes money by collecting insurance premiums, earning fees on assets it manages, and selling annuity contracts that pay customers income in retirement. The company operates in the U.S., Japan, and several other international markets, giving it broad geographic reach. Its large scale and long-standing customer relationships create some switching costs, but rising interest rates, market volatility, and the complexity of its insurance liabilities are ongoing risks that can pressure profitability. The company has been actively selling off older, capital-heavy insurance blocks to focus on less risky, fee-based businesses, which is its main strategic shift to watch.
Winston Score: 34 out of 100, Below Average
Below-average fundamentals — multiple weak pillars.
- Quality: Data not available (0/30)
- Growth: Mixed (8/20)
- Cash Flow: Exceptional (9/10)
- Stability: Good (5/10)
- Valuation: Strong (7/10)
- Ownership: Weak (1/15)
Key Facts
Price: $113.09
Market Cap: $39.2B
Sector: Financial Services
Industry: Insurance - Life
Editorial rules set and reviewed by Felix Prehn, Economist and Editor. Figures are refreshed daily from Financial Modeling Prep and company filings; last refreshed 2026-10-10.


