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Raiffeisen Bank International AG

RAIFF
58
Banks - Regional · Financial Services
Price
$76.75
+0.00 (+0.00%)
Market Cap
$25.20B
Exchange
Other OTC
Winston Score
58
Winston is curious
A decent business — some strong pillars, some weaker.
Data as of Sep 14, 2026 · filings through Jun 30, 2026

§How the score breaks down

Growth
Mixed
Valuation
Strong
Dividends
Strong

Share count rising — dilution

+17.0% over 4y

The company has issued more shares over this period, which dilutes each existing shareholder’s stake.

Diluted shares outstanding: 329.0M (2021) → 384.9M (2025)

§Winston Score History

The full picture

Raiffeisen Bank International AG, together with its subsidiaries, offers banking services to corporate, retail, and institutional customers. The company provides cash management, investment and subsidized financing, eSpeedTrack, financing and sustainable solutions, electronic bank account management, reporting and payment, supply chain financing, payment acceptance, factoring solutions, export and trade finance, factoring, leveraged and acquisition financing, project and structured financing, real estate financing, leasing, digital banking, working capital, investment banking, investing, hedging, and investor services to its institutional clients and corporate customers in agri food and beverage, mobility, construction and building materials, healthcare and pharmaceuticals, infrastructure and logistics, manufacturing, metals and mining, energy, packaging, real estate, retail, technology, telecom, and utilities industries. It also offers corporate, investment, and retail banking services, such as wealth management services to retail customers and small and medium-sized enterprises. In addition, the company provides accounts, clearing, reporting, settlement, domestic banks, and instant payment services; and investment banking services, including asset based finance, fund finance and alternatives investments, loan syndication, mergers and acquisitions advisory, and debt and equity capital markets services. It operates through a network of business outlets in Central, Southeastern, and Eastern Europe, as well as Albania, Bosnia and Herzegovina, Croatia, Kosovo, Romania, Serbia, Russia, Austria, Czech Republic, Hungary, Poland, Slovakia, and Ukraine. Raiffeisen Bank International AG was founded in 1886 and is based in Vienna, Austria.

Score breakdown

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Bank Quality

Not applicable for this business.

Growth

Sales growth
Sales YoY
-42.9%
Shrinking sales (-42.9% YoY)
Profit growth
EPS YoY
>+1,000%
Earnings growing fast (>+1,000% YoY)

Earnings growing 25%+ a year. The compounder zone.

How steady the profit is
EPS Consistency
3/8 quarters
Earnings rarely grow — volatile business

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Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

Price vs profit
P/E Ratio (TTM)
11.3x
Attractive valuation — P/E 11.3

P/E in the normal range. Price is roughly $15 for every $1 of yearly profit.

Cheaper or dearer next year
P/E vs Forward
+5.1
GROWING
Earnings expected to grow meaningfully — cheaper on forward P/E (11.3 → 6.2)

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Dividends

Dividend
Dividend Yield
2.46%
Moderate income — 2.46% yield

Standard yield zone for stable dividend payers. A meaningful piece of total return.

Dividend record
Dividend Growth
+42.1%
Dividend growing fast (42.1% YoY)

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