Roadzen

RDZN

Software - Application · Technology

Price

$1.55

+0.00 (+0.00%)

Market Cap

$131.1M

Exchange

NASDAQ

Winston Score

–

No score yet — Winston is napping.

We couldn’t gather enough financial data to score this stock reliably.

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Share count rising — dilution

+8.0% over 4y

The company has issued more shares over this period, which dilutes each existing shareholder’s stake.

Diluted shares outstanding: 63.4M (2022) → 68.4M (2026)

Winston Score History

The full picture

Roadzen is a technology company that uses artificial intelligence to help the insurance industry manage car-related risks. Its main products include tools for underwriting auto insurance policies, processing accident claims faster, and monitoring driver behavior. Its customers are mostly insurance companies, fleet operators, and car manufacturers who want smarter, data-driven ways to handle vehicle insurance.

Roadzen makes money by charging insurance and automotive partners for access to its AI-powered software platform, typically through licensing or usage-based fees. The company operates globally, with a presence in markets across North America, Europe, and India, though it remains small with a market cap around $100 million. Its competitive edge comes from combining telematics data, computer vision, and AI into one insurance-focused platform, but the company is currently unprofitable with a deeply negative operating margin, meaning it spends significantly more than it earns. The key risk is whether it can scale revenue fast enough to reach profitability before needing additional capital.

Growth Profile

For growth stock investors

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+49.0% YoY

YoY Growth Rate

Revenue accelerating

EPS Growth

-122.6% YoY

YoY Growth Rate

Earnings declining

R&D Spend

$408.4B/ year

↑ Rising (+10803071% vs prior year)

>1,000% of revenue

49478.0x the sector average (15%)

Investing heavily in future products and technology

Insider Activity

58.7%ownership

↑ Rising

Insiders increasing their stake — aligned with shareholders

Cash Runway

~4 months

$7M cash & investments

Quarterly Free Cash Flow

↑ Burn rate improving

Short runway — potential dilution ahead through share issuance

Revenue accelerating

Roadzen grew revenue 49% year-over-year and the growth rate is speeding up. That's the kind of momentum growth investors look for — the question is whether margins can follow.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.

Quality

Profit per sale

Gross Margin

52.7%

Healthy — 52.7% gross margin

Profit after running costs

Operating Margin

-9.5%

Losing money on operations — -9.5%

Return on the money invested

ROCE

N/A

Data not available

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Growth

Sales growth

Sales YoY

+30.5%

Fast-growing sales (+30.5% YoY)

Profit growth

EPS YoY

N/A

—

Data not available

How steady the profit is

EPS Consistency

5/8 quarters

Mixed — about half the quarters showed growth

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Cash Flow

Profit that turns into cash

Cash Conversion

N/A

—

Data not available

Spare cash per sale

FCF Margin

-39.8%

Burning cash (-39.8%)

Free cash flow is negative. They are burning cash, not generating it.

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Stability

What it owes vs what it owns

Debt / Equity

N/A

—

Data not available

Covers its interest

Interest Cover

N/A

Data not available

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Valuation

Price vs profit

P/E Ratio (TTM)

N/M

—

Negative earnings — P/E not meaningful

Cheaper or dearer next year

P/E vs Forward

N/A

not available

Data not available

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Dividends

Not applicable for this business.

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