WinstonWınston
Stock

Sachem Capital Corp. 7.125% Not

SCCF
29
REIT - Mortgage · Real Estate
Price
$24.51
-0.04 (-0.16%)
Market Cap
$1.17B
Exchange
New York Stock Exchange Arca
Winston Score
29
Winston is worried
Below-average fundamentals — multiple weak pillars.
Data as of Sep 22, 2026 · filings through Jun 30, 2026

§How the score breaks down

Quality
Strong
Growth
Weak
Cash Flow
Weak
Stability
Weak
Valuation
Data not available
Dividends
Good

Share count rising — dilution

+78.1% over 4y

The company has issued more shares over this period, which dilutes each existing shareholder’s stake.

Diluted shares outstanding: 26.3M (2021) → 46.9M (2025)

§Winston Score History

The full picture

Sachem Capital Corp. is a real estate finance company, which engages in the provision of real estate investment trust services. The firm specializes in originating, underwriting, funding, servicing, and managing services for a portfolio of short-term loans. It offers short-term, secured, and non-banking loans to real estate investors to fund their acquisition, renovation, rehabilitation, or development of residential and commercial properties. The company was founded by Jeffrey C. Villano and John L. Villano in January 2016 and is headquartered in Branford, CT.

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

-20.6% YoY

YoY Growth Rate

Revenue declining

EPS Growth

-953.7% YoY

YoY Growth Rate

Earnings declining

R&D Spend

$0/ year

0.0% of revenue

Below sector average (1%)

Research and development spending

Cash Runway

~6 years

$96M cash & investments

Quarterly Free Cash Flow

↓ Burn rate worsening

$96M cash & investments at current burn rate

Revenue declining

Sachem Capital Corp. 7.125% Not's revenue is actually shrinking. In a growth stock, that removes the core investment thesis. The low Winston Score here may be warranted — unless there's a turnaround story.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.

Quality

Profit per sale
Gross Margin
98.7%
Premium pricing power — 98.7% gross margin
Profit after running costs
Operating Margin
35.6%
Excellent — 35.6% operating margin
Return on the money invested
ROCE
2.4%
Weak — 2.4% return on capital

ROIC between 0% and 5%. They earn a few cents back per dollar invested in the business.

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Growth

Sales growth
Sales YoY
N/A
Data not available
Profit growth
EPS YoY
-931.0%
Earnings shrinking (-931.0% YoY)

Earnings per share down more than 10%. Either a bad year, or a real decline.

How steady the profit is
EPS Consistency
3/8 quarters
Earnings rarely grow — volatile business

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Cash Flow

Profit that turns into cash
Cash Conversion
N/A
Data not available
Spare cash per sale
FCF Margin
-4.6%
Burning cash (-4.6%)

Free cash flow is negative. They are burning cash, not generating it.

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Stability

What it owes vs what it owns
Debt / Equity
1.93
Elevated debt (1.93)
Covers its interest
Interest Cover
0.88x
Dangerous — barely covers interest (0.9x)

Interest coverage below 1. Their profits don't cover the interest bill.

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Valuation

Price vs profit
P/E Ratio (TTM)
N/M
Negative earnings — P/E not meaningful
Cheaper or dearer next year
P/E vs Forward
N/A
not available
Data not available

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Dividends

Dividend
Dividend Yield
7.27%
Healthy income — 7.27% yield

Yield above 6% — often a flag the market is pricing in a cut.

Dividend record
Dividend Growth
+0.0%
Dividend flat

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