Sidetrade S.A.

ALBFR.PA

Software - Application · Technology

Exchange

Euronext Paris

Winston Score

Winston is serious

Mixed quality — meaningful strengths and weaknesses.

Data as of Aug 23, 2026 · filings through Dec 31, 2025

How the score breaks down

Quality

Weak

Growth

Good

Cash Flow

Mixed

Stability

Strong

Valuation

Good

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Winston Score History

The full picture

Sidetrade is a French software company that helps businesses get paid faster. It makes cloud-based tools that automate the process of chasing unpaid invoices, managing customer accounts, and collecting money that is owed. Its main customers are mid-sized and large companies across industries like manufacturing, retail, and services that deal with high volumes of billing.

The company charges customers a recurring subscription fee to use its software, which is a stable but slow-growing revenue model. Sidetrade operates mainly in Europe, with a growing presence in North America, and generates roughly $50–60 million in annual revenue. Its competitive edge comes from an AI layer called Aimie, which uses payment behavior data to predict which customers might pay late. However, the company faces real competition from larger enterprise software vendors like SAP and Oracle that offer similar features inside broader finance platforms, which makes it harder for Sidetrade to win and keep large customers over time.

Growth Profile

For growth stock investors

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+6.4% YoY

YoY Growth Rate

Slow revenue growth

EPS Growth

+5.8% YoY

YoY Growth Rate

Slow EPS growth

Insider Activity

38.5%ownership

→ Flat

Insider ownership roughly steady over the past year

Cash Position

Cash flow positive

€17M cash & investments

Quarterly Free Cash Flow

↓ Burn rate worsening

Company generates more cash than it spends — no dilution risk from fundraising

Growth context

Sidetrade S.A. is growing revenue at 6% year-over-year. The Winston Score measures business quality today — these growth metrics show what could matter tomorrow.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

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Quality

Profit per sale

Gross Margin

15.3%

Thin — 15.3% gross margin

Profit after running costs

Operating Margin

2.7%

Thin — 2.7% operating margin

Return on the money invested

ROCE

4.6%

Weak — 4.6% return on capital

ROIC between 0% and 5%. They earn a few cents back per dollar invested in the business.

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Growth

Sales growth

Sales YoY

+11.5%

Steady sales growth (+11.5% YoY)

Profit growth

EPS YoY

+9.4%

Earnings growing (+9.4% YoY)

Single-digit earnings growth — steady but not exciting.

How steady the profit is

EPS Consistency

6/8 quarters

Earnings grew in most of the last 8 quarters

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Cash Flow

Profit that turns into cash

Cash Conversion

58%

Weak — only 58% of profit becomes cash

Spare cash per sale

FCF Margin

6.9%

Modest free cash flow (6.9%)

FCF margin between 0% and 10%. Some cash from sales, but not a lot.

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Stability

What it owes vs what it owns

Debt / Equity

0.62

Moderate — manageable debt (0.62)

Covers its interest

Interest Cover

15.85x

Comfortably covers interest (15.9x)

Interest coverage above 8. Profits cover interest many times over.

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Valuation

Price vs profit

P/E Ratio (TTM)

32.3x

no trend

Pricey — P/E 32.3

P/E above the market average. People are paying up for expected growth.

Cheaper or dearer next year

P/E vs Forward

+11.7

GROWING

Earnings expected to grow meaningfully — cheaper on forward P/E (32.3 → 20.6)

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Dividends

Not applicable for this business.

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