Société Générale S.A.

SGE.DE

Banks - Regional · Financial Services

Exchange

Frankfurt Stock Exchange

Winston Score

–

No score yet — Winston is napping.

We couldn’t gather enough financial data to score this stock reliably.

Track this stock — start free trial

Winston Score History

The full picture

Société Générale is a large French bank that offers everyday banking services like checking accounts, loans, and mortgages to regular people, as well as more complex financial services to businesses and governments. It also runs a major investment banking division that helps companies raise money and trade financial products. The bank is one of the largest in France and Europe, and it owns well-known retail brands like Boursorama, one of France's biggest online banks.

Société Générale makes money through interest on loans, fees for financial services, and trading revenues from its investment banking arm. It operates mainly in France and Western Europe, but also has a significant presence in Africa and other emerging markets, giving it geographic diversification. With a market cap around $51 billion, it competes against giants like BNP Paribas and Credit Agricole. The main risk the bank faces is exposure to economic slowdowns and rising loan defaults, which can quickly erode profits in a low-return business where ROIC currently sits at just 1.2%.

Growth Profile

For growth stock investors

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

-6.8% YoY

YoY Growth Rate

Revenue declining

EPS Growth

+23.2% YoY

YoY Growth Rate

Steady EPS growth

Insider Activity

79.9%ownership

→ Flat

Insider ownership roughly steady over the past year

Cash Position

Cash flow positive

€1.1T cash & investments

Quarterly Free Cash Flow

↓ Burn rate worsening

Company generates more cash than it spends — no dilution risk from fundraising

Revenue declining

Société Générale S.A.'s revenue is actually shrinking. In a growth stock, that removes the core investment thesis. The low Winston Score here may be warranted — unless there's a turnaround story.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.

Bank Quality

Not applicable for this business.

Growth

Sales growth

Sales YoY

N/A

Data not available

Profit growth

EPS YoY

N/A

Data not available

How steady the profit is

EPS Consistency

7/8 quarters

Every recent quarter grew earnings vs last year

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

Price vs profit

P/E Ratio (TTM)

10.1x

no trend

Attractive valuation — P/E 10.1

P/E in the normal range. Price is roughly $15 for every $1 of yearly profit.

Cheaper or dearer next year

P/E vs Forward

N/A

not available

Data not available

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Dividends

Not applicable for this business.

🔒 See full fundamentals and if they are improving or declining — click here for your free trial now.

Start free trial