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Sompo Holdings

SMPNY
63
Insurance - Property & Casualty · Financial Services
Price
$21.50
-0.42 (-1.94%)
Market Cap
$82.11B
Exchange
Other OTC
Winston Score
63
Winston is curious
A decent business — some strong pillars, some weaker.
Data as of Sep 8, 2026 · filings through Jun 30, 2026

§How the score breaks down

Quality
Good
Growth
Exceptional
Cash Flow
Weak
Stability
Exceptional
Valuation
Good
Dividends
Mixed

Share count rising — dilution

+32.2% over 4y

The company has issued more shares over this period, which dilutes each existing shareholder’s stake.

Diluted shares outstanding: 1.38B (2022) → 1.83B (2026)

§Winston Score History

The full picture

Sompo Holdings, Inc. is a Tokyo, Japan-based corporation, established in 2010, primarily engaged in offering property and casualty (P&C) insurance services, both within Japan and across global markets. The company's operations are structured into several key divisions: Domestic P&C Insurance, Overseas Insurance, Domestic Life Insurance, and Nursing Care and Healthcare. Beyond its core P&C policies, which include coverage for automobiles, fire, personal accidents, and marine risks, Sompo also provides clients with security solutions, risk management advice, assistance programs, and warranty services. It further extends its financial offerings through comprehensive life insurance products. Diversifying its portfolio, the company is also a provider of nursing care and healthcare services. It actively supports customer security, health, and overall wellbeing. Moreover, Sompo Holdings delivers asset management services, home remodeling solutions, and a suite of health support programs encompassing health guidance, counseling, and employee assistance programs (EAPs). Wellness communication services are also part of its extensive offerings. Notably, the company adopted its current name, Sompo Holdings, Inc., in October 2016, having previously operated as Sompo Japan Nipponkoa Holdings, Inc.

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+43.5% YoY

YoY Growth Rate

Strong revenue growth

EPS Growth

+62.2% YoY

YoY Growth Rate

Strong earnings growth

R&D Spend

¥0/ year

0.0% of revenue

Below sector average (7%)

Research and development spending

Cash Position

Cash flow positive

¥14.4T cash & investments

Company generates more cash than it spends — no dilution risk from fundraising

Strong grower

Sompo Holdings is growing revenue at 44% year-over-year. The Winston Score penalises unprofitable companies, but revenue at this pace tells a different story — this is a company still in "build mode."

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.

Quality

Profit per sale
Gross Margin
25.6%
Modest — 25.6% gross margin
Profit after running costs
Operating Margin
12.8%
Healthy — 12.8% operating margin
Return on the money invested
ROCE
16.1%
Strong — 16.1% return on capital

ROIC between 15% and 25%. Every dollar invested in the business earns 15 to 25 cents back per year.

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Growth

Sales growth
Sales YoY
+30.0%
Fast-growing sales (+30.0% YoY)
Profit growth
EPS YoY
+80.0%
Earnings growing fast (+80.0% YoY)

Earnings growing 25%+ a year. The compounder zone.

How steady the profit is
EPS Consistency
6/8 quarters
Earnings grew in most of the last 8 quarters

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Cash Flow

Profit that turns into cash
Cash Conversion
0%
Weak — only 0% of profit becomes cash
Spare cash per sale
FCF Margin
0.0%
Thin free cash flow (0.0%)

FCF margin between 0% and 10%. Some cash from sales, but not a lot.

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Stability

What it owes vs what it owns
Debt / Equity
0.18
Conservative — low debt load (0.18)
Covers its interest
Interest Cover
35.58x
Comfortably covers interest (35.6x)

Interest coverage above 8. Profits cover interest many times over.

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Valuation

Price vs profit
P/E Ratio (TTM)
8.6x
Attractive valuation — P/E 8.6

P/E under 10. The price tag is small relative to last year's profit.

Cheaper or dearer next year
P/E vs Forward
N/A
not available
Data not available

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Dividends

Dividend
Dividend Yield
2.93%
Moderate income — 2.93% yield

Standard yield zone for stable dividend payers. A meaningful piece of total return.

Dividend record
Dividend Growth
-35.0%
Dividend cut (-35.0% YoY) — warning sign

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