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Standard Chartered

STAN.L
76
Banks - Diversified · Financial Services
Exchange
London Stock Exchange
Winston Score
76
Winston is happy
A high-quality business with solid fundamentals.
Data as of Aug 23, 2026 · filings through Jun 30, 2026
How the score breaks down
Growth
Exceptional
Valuation
Strong
Dividends
Good

Winston Score History

The full picture

Standard Chartered is a large international bank headquartered in London. It offers everyday banking, loans, trade finance, and wealth management services to individuals, businesses, and governments. Despite being a British bank, it earns almost all of its money in Asia, Africa, and the Middle East — not in the UK.

The bank makes money by charging interest on loans, collecting fees for financial services, and helping companies move money across borders. It operates in around 50 countries, with major hubs in Hong Kong, Singapore, and India, and has a market value of roughly $44 billion. Its deep roots in fast-growing emerging markets give it an edge over Western banks that lack the same local presence, but that also means it faces real risks from political instability, currency swings, and slower-than-expected economic growth in those regions.

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+2.4% YoY

YoY Growth Rate

Slow revenue growth

EPS Growth

+8.5% YoY

YoY Growth Rate

Slow EPS growth

Insider Activity

18.7%ownership

Flat

Insider ownership roughly steady over the past year

Cash Position

Cash flow positive

£527.6B cash & investments

Company generates more cash than it spends — no dilution risk from fundraising

Growth context

Standard Chartered is growing revenue at 2% year-over-year. The Winston Score measures business quality today — these growth metrics show what could matter tomorrow.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

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Bank Quality

Not applicable for this business.

Growth

Sales growth
Sales YoY
+13.7%
Fast-growing sales (+13.7% YoY)
Profit growth
EPS YoY
+17.5%
Earnings growing fast (+17.5% YoY)

Healthy double-digit earnings growth — what compounders look like.

How steady the profit is
EPS Consistency
7/8 quarters
Every recent quarter grew earnings vs last year

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Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

Price vs profit
P/E Ratio (TTM)
13.7x
no trend
Attractive valuation — P/E 13.7

P/E in the normal range. Price is roughly $15 for every $1 of yearly profit.

Cheaper or dearer next year
P/E vs Forward
+3.3
GROWING
Earnings expected to grow meaningfully — cheaper on forward P/E (13.7 → 10.4)

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Dividends

Dividend
Dividend Yield
1.09%
no trend
Small dividend — 1.09% yield

Modest yield. The bulk of any return needs to come from price appreciation.

Dividend record
Dividend Growth
+43.3%
no trend
Dividend growing fast (43.3% YoY)

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