Unipol Gruppo is a leading Italian insurance group, primarily focused on the non-life business, with significant market share in the motor vehicle and health sectors. It provides an integrated offering of insurance products and operates mainly through its subsidiary UnipolSai Assicurazioni. The Group also manages diversified assets in real estate, hotels, and agriculture.
When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.
+10.4% YoY
YoY Growth Rate
Steady revenue growth
+46.4% YoY
YoY Growth Rate
EPS growth accelerating
€0/ year
0.0% of revenue
Below sector average (7%)
Research and development spending
Cash flow positive
€55.2B cash & investments
Quarterly Free Cash Flow
↑ Burn rate improving
Company generates more cash than it spends — no dilution risk from fundraising
Unipol Gruppo S.p.A. is a rare growth stock that's already generating positive cash flow while growing at 10%. The Winston Score doesn't fully credit this transition from "burner" to "earner."
The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.
The share count has stayed roughly flat over this period — little dilution or buyback activity.
Diluted shares outstanding: 716.1M (2021) → 717.5M (2025)
Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.
ROIC between 15% and 25%. Every dollar invested in the business earns 15 to 25 cents back per year.
Full breakdown available with your free trial
See every metric, trend, and what it means for this stock.
Earnings growing 25%+ a year. The compounder zone.
Full breakdown available with your free trial
See every metric, trend, and what it means for this stock.
Free cash flow margin above 20%. Out of every $100 in sales, more than $20 is real cash they keep.
Full breakdown available with your free trial
See every metric, trend, and what it means for this stock.
Interest coverage above 8. Profits cover interest many times over.
Full breakdown available with your free trial
See every metric, trend, and what it means for this stock.
P/E in the normal range. Price is roughly $15 for every $1 of yearly profit.
Full breakdown available with your free trial
See every metric, trend, and what it means for this stock.
Generous yield. Worth checking whether the payout is sustainable.
Full breakdown available with your free trial
See every metric, trend, and what it means for this stock.
