Stock

Banco Bradesco S.A.

BBD
76
Banks - Regional · Financial Services
Price
$3.96
-0.07 (-1.74%)
Market Cap
$42.48B
Exchange
New York Stock Exchange
Winston Score
76
Winston is happy
A high-quality business with solid fundamentals.
Data as of Oct 18, 2026 · filings through Jun 30, 2026

§How the score breaks down

Bank Quality
Not counted
n/a
Growth
Exceptional
17/20
Capital Strength
Not counted
n/a
Asset Quality
Not counted
n/a
Valuation
Strong
8/10
Ownership
Good
10/15
Dividends
Good
3/5

38 of 50 counted points = Winston Score 76. Pillars marked n/a do not apply to this company and are left out of the total.

Share count falling — buybacks

−9.9% over 4y

The company has reduced its share count over this period, returning value to shareholders through buybacks.

Diluted shares outstanding: 11.74B (2021) → 10.58B (2025)

§Winston Score History

The full picture

Banco Bradesco is one of the largest private banks in Brazil. It offers everyday banking services like checking accounts, savings accounts, loans, and credit cards to millions of individual customers and businesses. It also sells insurance products, which is a major part of its business and sets it apart from many other banks.

Bradesco makes money by charging interest on loans, collecting fees for banking services, and earning premiums from insurance policies. It operates almost entirely in Brazil, with thousands of branches and ATMs across the country, making it one of the most widely accessible banks for ordinary Brazilians. The bank's large customer base and insurance arm give it some competitive stability, but it faces real pressure from fast-growing digital banks like Nubank, which are attracting younger customers with lower fees and easier-to-use apps — a trend that could weigh on Bradesco's growth and profitability over time.

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+14.2% YoY

YoY Growth Rate

Steady revenue growth

EPS Growth

+12.3% YoY

YoY Growth Rate

Steady EPS growth

R&D Spend

R$0/ year

0.0% of revenue

Below sector average (7%)

Research and development spending

Insider Activity

29.3%ownership

→ Flat

Insider ownership roughly steady over the past year

Cash Runway

~9 years

R$1.9T cash & investments

Quarterly Free Cash Flow

↑ Burn rate improving

R$1.9T cash & investments at current burn rate

Growth context

Banco Bradesco S.A. is growing revenue at 14% year-over-year. The Winston Score measures business quality today — these growth metrics show what could matter tomorrow.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.

Bank Quality

Not applicable for this business.

Growth

Sales growth
Sales YoY
+35.0%
Fast-growing sales (+35.0% YoY)
Profit growth
EPS YoY
+13.3%
Earnings growing (+13.3% YoY)

Healthy double-digit earnings growth — what compounders look like.

How steady the profit is
EPS Consistency
7/8 quarters
Every recent quarter grew earnings vs last year

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

Price vs profit
P/E Ratio (TTM)
7.9x
Attractive valuation — P/E 7.9

P/E under 10. The price tag is small relative to last year's profit.

Cheaper or dearer next year
P/E vs Forward
+1.8
GROWING
Earnings expected to grow — slightly cheaper on forward P/E

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Dividends

Dividend
Dividend Yield
20.32%
Healthy income — 20.32% yield

Yield above 6% — often a flag the market is pricing in a cut.

Dividend record
Dividend Growth
+1.5%
Dividend flat
Payout Ratio
49%
no trend
Pays out a modest share of profit and keeps the rest to reinvest. Room to keep paying through a weak year.

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free
🔒 See full fundamentals and if they are improving or declining — click here for your free trial now.
Start free trial