D.R. Horton (DHI) stock: Winston Score, insiders and Congress trades

D.R. Horton builds and sells new homes across the United States. It targets a wide range of buyers, from first-time homeowners to move-up and luxury buyers, through brands like Express Homes (entry-level) and Emerald Homes (higher-end). It is the largest homebuilder in the United States by volume, closing more homes per year than any other builder. The company makes money by constructing and selling homes, with additional revenue from mortgage financing and title services offered to its buyers. D.R. Horton operates in dozens of markets across more than 30 states, giving it geographic scale that smaller regional builders cannot easily match. Its size allows it to negotiate better prices on land and materials, which supports margins. The main risk the business faces is rising mortgage interest rates, which make monthly payments more expensive and can push buyers out of the market, slowing demand for new homes.

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