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This stock no longer trades (delisted April 22, 2026)

Delisted / no longer publicly traded (per market data provider) Everything below is based on the last available data — treat it as historical, not a live read.

Stock

Ready Capital Corporation

RCB
28
REIT - Mortgage · Real Estate
Price
$25.34
-0.01 (-0.04%)
Market Cap
$61.31B
Exchange
New York Stock Exchange
Winston Score
28
Historical score — this stock no longer trades, so the score is frozen at the last available data.
Data as of Oct 18, 2026 · filings through Jun 30, 2026

§How the score breaks down

Quality
Mixed
11/30
Growth
Weak
2/20
Cash Flow
Data not available
0/10
Stability
Mixed
4/10
Valuation
Data not available
0/10
Ownership
Good
8/15
Dividends
Good
3/5

28 of 100 counted points = Winston Score 28.

Share count rising — dilution

+143.6% over 4y

The company has issued more shares over this period, which dilutes each existing shareholder’s stake.

Diluted shares outstanding: 68.7M (2021) → 167.3M (2025)

§Winston Score History

The full picture

Ready Capital Corporation is a mortgage REIT that lends money to small and mid-sized businesses, mainly for commercial real estate like apartment buildings, offices, and mixed-use properties. It also originates and services loans backed by the U.S. government through SBA and USDA programs. The company is one of the larger non-bank commercial real estate lenders in the United States.

Ready Capital makes money primarily from the interest it earns on its loan portfolio minus its borrowing costs, along with fees from originating and servicing loans. It operates across the U.S. and is structured as a real estate investment trust, meaning it distributes most of its taxable income to shareholders as dividends. The company faces significant risk from rising loan defaults in commercial real estate, particularly in the office sector, and its highly negative return on invested capital signals ongoing challenges with credit losses and portfolio performance.

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+30.2% YoY

YoY Growth Rate

Revenue accelerating

EPS Growth

-82.4% YoY

YoY Growth Rate

Earnings declining

R&D Spend

$0/ year

↓ Declining (-100% vs prior year)

0.0% of revenue

Below sector average (1%)

R&D spend declining — could signal cost-cutting or efficiency

Insider Activity

9.9%ownership

Insiders own a meaningful stake in the company

Cash Position

Cash flow positive

$124M cash & investments

Company generates more cash than it spends — no dilution risk from fundraising

Revenue accelerating

Ready Capital Corporation grew revenue 30% year-over-year and the growth rate is speeding up. That's the kind of momentum growth investors look for — the question is whether margins can follow.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

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Quality

Profit per sale
Gross Margin
-46.5%
Thin — -46.5% gross margin
Profit after running costs
Operating Margin
1188.8%
Excellent — 1188.8% operating margin
Return on the money invested
ROCE
-18.7%
Weak — -18.7% return on capital

Negative ROIC means the business is losing money on every dollar invested in it.

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Growth

Sales growth
Sales YoY
-116.2%
Shrinking sales (-116.2% YoY)
Profit growth
EPS YoY
-295.4%
Earnings shrinking (-295.4% YoY)

Earnings per share down more than 10%. Either a bad year, or a real decline.

How steady the profit is
EPS Consistency
2/8 quarters
Earnings rarely grow — volatile business

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Cash Flow

Profit that turns into cash
Cash Conversion
N/A
Data not available
Spare cash per sale
FCF Margin
N/A
Data not available

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Stability

What it owes vs what it owns
Debt / Equity
0.58
Conservative — low debt load (0.58)
Covers its interest
Interest Cover
N/A
Data not available

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Valuation

Price vs profit
P/E Ratio (TTM)
N/M
Negative earnings — P/E not meaningful
Cheaper or dearer next year
P/E vs Forward
N/A
not available
Data not available

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Dividends

Dividend
Dividend Yield
6.12%
Healthy income — 6.12% yield

Yield above 6% — often a flag the market is pricing in a cut.

Dividend record
Dividend Growth
+0.0%
Dividend flat

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