Teladoc Health (TDOC) stock: Winston Score, insiders and Congress trades

Teladoc Health lets people see a doctor without leaving home. Patients use an app or website to video chat with doctors, therapists, and other health professionals. The company serves millions of individual members, but its biggest customers are employers and health insurance plans that pay for their workers or members to use the service. Teladoc makes most of its money by charging employers and insurers a recurring fee per member, plus additional fees when members actually use the service. It operates mainly in the United States but also has customers in over 130 countries. Teladoc is one of the largest telehealth companies in the world, which gives it scale, but it faces heavy competition from traditional health systems and newer digital health startups. The company has struggled to turn a profit, and its biggest challenge is convincing enough members to actually use the service regularly so that revenue grows faster than its costs.

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